Pontiac GTO 2004-2006 - Insurance on GTOs
Night Terror
09-19-2009, 02:26 PM
what do you fellas pay for your GTO a year insurance wise..
im 20 years old, researching owning a 05-06 GTO by time im ready to get one ill be 21, 2 points on my license for a nonsense violation that i was told wouldn't affect my insurance rates, and i live on Long Island NY
Gh0st
09-19-2009, 02:28 PM
I paid $600 every six months and felt like I was getting raped in the ass for a 2004 GTO.
SIC GTO
09-19-2009, 03:10 PM
Im 21 and I pay 200 a month
RitcheyRch
09-19-2009, 03:30 PM
$900 for the year with full coverage and no deductible.
bwelch
09-19-2009, 03:58 PM
Im 26 and I have gieco. I pay $85 a month for full coverage and I have an extra $5000 corverage on the wheels, electronics, and the engine. In case it gets stolen and stripped.
novaflash2002
09-19-2009, 04:19 PM
when i first got my gto, it was $326 a month (i was 19), no im 23 and pay $146 with 4 open (12 total) tickets on my record. full coverage and a $500 deduct.
TARZAN
09-19-2009, 04:27 PM
25 and I pay $400 every six months for full coverage with a $250 deductible
-Will
breze84
09-19-2009, 05:28 PM
25 and pay 75 a month.... Your probably looking at 280 a month for insurance for you age.....
millertime034
09-19-2009, 11:19 PM
I'm 20 and i have an 84 in a 40 on my record from my trans am still and i pay $200/ month it really all depends on where you live. I've hopped around from state to state being in the navy and IL was about the same but in VA my rates trippled to $600/ month...
badabing
09-20-2009, 12:44 PM
I'm 21 clean record and I pay $188 a month with state farm for full coverage and a $500 deductible.
bondosgto
09-20-2009, 03:21 PM
insurance is really high on goats:
1. limited production.
2. lower inital cost.
3. poor resale.
4. all of the parts have to be imported.
and because of 2 and 3, has caused a lot of them to be wrecked, since younger less experrinced drivers are going from a 200 hp fwd car, to a 400+ hp rwd car which handles totally different. i have also heard between 1/4 and 1/2 have been totalled. btw, it is cheaper for me go get insurance on a 2010 c6z than a gto.
Night Terror
09-20-2009, 08:06 PM
any new yorkers in here my age? i guess best thing is to get a quote from insurance agency but im not quite ready yet to have a GTO
bondosgto
09-20-2009, 09:04 PM
25 and I pay $400 every six months for full coverage with a $250 deductible
-Will
25 and pay 75 a month.... Your probably looking at 280 a month for insurance for you age.....
who the hell do you guys have? im between 146-326 per month. no tickets or any thing for 3 yrs
dgr00s
09-20-2009, 09:08 PM
don't forget, credit plays a big role in your insurance rates, too.
fwiw, i pay 200 a month for a gto and pathfinder, both with full coverage and five hundred dollar deductibles.
yellowjacketfever
09-20-2009, 11:51 PM
i am 50 and i have only had 1 ticket since 1979. i have drove a 18 wheeler since 79 and i have a 04 gto,99 silverado,and a 05 cavalier, all three with full coverage. and i pay 785.00$ for six months for all three together. not bad at all.
breze84
09-21-2009, 12:04 AM
who the hell do you guys have? im between 146-326 per month. no tickets or any thing for 3 yrs
Your rates totally change when you hit 25, not to mention I have a perfect driving record and im a Paramedic, So I drive a Ambulance for a living.... That plays a big part when they hear and see that....
al rocha
09-21-2009, 12:57 PM
I pay about 500 for the year. Weekend car 5000 miles max limit.
I'm 35 and also have 03 tahoe and 08 silverado on same policy 1500 for all three.
Gh0st
09-21-2009, 01:45 PM
25 and I pay $400 every six months for full coverage with a $250 deductible
-Will
WTF! Why is every thing I ever get in life so much more than my friends?!
TARZAN
09-21-2009, 01:51 PM
I'm 25, I'd venture to say I have good credit, and I have a clean driving record....Farm Bureau Insurance. I do have multiple vehicles insured with them
-Will
bondosgto
09-21-2009, 02:37 PM
Your rates totally change when you hit 25, not to mention I have a perfect driving record and im a Paramedic, So I drive a Ambulance for a living.... That plays a big part when they hear and see that....
im 26. i know there is a differenace between the 04's and 05/06.
breze84
09-21-2009, 02:44 PM
im 26. i know there is a differenace between the 04's and 05/06.
I wouldnt think so, My buddies 24 and has a 06 and I pay less than him by 50 bucks a month or so.....
novaflash2002
09-21-2009, 03:10 PM
they changed it so it goes down when your 21. not a big difference. credit is a part, plus they have our cars for preformance wise on a scale from 10 (like a bugati veron) to a 1 (handa civic dx). gto's are classified as a 8, same as a std corvette. a camaro is a 5.
DNTMPME
09-21-2009, 04:02 PM
I'm 26 and I pay $65 a month full coverage with a $500 ded... I'm insured with Mercury...I don't have great credit...
GTO JIMMY
09-22-2009, 08:35 PM
I am 24 with good credit and spotless driving record, but for some reason pay $170 a month full coverage. Dont know why my insurance is so high, but it is everywhere I get quotes from.
silvergto115
09-22-2009, 11:25 PM
Im 22 have excellent credit, 2 points on my license, and $100 ded and $2,500 custom parts, full coverage includng glass. I pay $200 a month. With that being said the car is part of the problem. But color of the car( orange, red and yellow all have higher insurance rates), and the state you live in play a large factor in it too. My friend the same age as me lives in maryland has 6 vehicles all listed as work trucks,( ford diesel 2 cummins trailblazer ss chrysler aspen silverado vortec max) and he pays 3200 a year. I have the GTO and it cost me 2390 a year:confused: It would be $15 cheaper a month for me to have 2002 vette on my current plan.
bondosgto
09-23-2009, 02:45 AM
Im 22 have excellent credit, 2 points on my license, and $100 ded and $2,500 custom parts, full coverage includng glass. I pay $200 a month. With that being said the car is part of the problem. But color of the car( orange, red and yellow all have higher insurance rates), and the state you live in play a large factor in it too. My friend the same age as me lives in maryland has 6 vehicles all listed as work trucks,( ford diesel 2 cummins trailblazer ss chrysler aspen silverado vortec max) and he pays 3200 a year. I have the GTO and it cost me 2390 a year:confused: It would be $15 cheaper a month for me to have 2002 vette on my current plan.
i can get cheaper insurance with a c6z than gto. its is sad
Powered By V8
10-07-2009, 02:30 PM
i got quoted 220/mo for an 05 GTO. thats with $1k deduct. with collision and comprehensive. NJ blows for housing/insurance etc......but i do love the state :)
jesse06
10-07-2009, 09:22 PM
19 I have 2 tickets that show up and was told by 3 different insurance places that it would be 4200 every 6 months for me on my 06.
SIC GTO
10-07-2009, 09:47 PM
19 I have 2 tickets that show up and was told by 3 different insurance places that it would be 4200 every 6 months for me on my 06.
damn I know I have one on my record for sure maybe 2 still on there not sure but Im 21 and only pay 200 a month, 4200 seems really high!
jesse06
10-07-2009, 10:00 PM
yeah tell me about it so i have it insured under my mom and its only 450 every 6 months so i dont know.
28, and I pay 221 a month for my 05 GTO, and a 2000 Jeep Cherokee ($250.00 deductible). When I only had the GTO on my insurance it was 165 a month, but after adding my fiance(who had two accidents back in 06') I got boned.
I have good credit, and no accidents myself, but living in one of the worst places in the entire country for accidents/auto theft doesn't help.
i can get cheaper insurance with a c6z than gto. its is sad
Same here. Almost $40.00 a month less. I miss the days when I had my 99 firehawk Formula and a 94 Camry XLE and I was paying $95 a month.
something like $570 every 6 months for a 2006 GTO as daily driver.
It did go up about 6 months ago for no reason.
Clean driving record, no points, 79x+ credit score, but do have a 25 mile drive to work.
a vette is cheaper to insure for me as well.
Ryan
04billygoat
10-09-2009, 04:05 PM
im 22 be 23 next month but i pay 180 a month with full coverage and that is with 2 car on the plan and i dont have the cleanest record and a 500 deduct
britt06gto
10-12-2009, 12:43 PM
It depends on your age,driving record, credit, vechile. i work for a insurance company here in Texas. Every car has a symbol and the higher the symbol is the higher risk the car is. There are some company's that won' even take f-bodys gto
s etc unlessyou have 15 yrs of driving experince. I pay 150 a month with comp and collison. Differenct states have different property damage and Bodily injury. I would almost put money on the people that are paying less than 100 are just liabilty. They don't have comp and collison. Because you have to have a deduticble to have comp and collison. Some of theses people might still be on their parents policy is it is so cheap. I would just call around to agencys and get a quote. You can give them a vin nmber off a gto that is on ebay..
LS2Jitsu
10-13-2009, 03:21 AM
i'm 21 and paying 135.00 a month. I'm on my ins as married and with a good student discounts though
svede1212
10-13-2009, 08:13 AM
wow, you can really tell this car hit the used car market. when it was over $30k there weren't many under 25 that had one. anyways, my goat is a little cheaper than my wife's 2007 G6 GTP but it is 3 years older too. it is also about the same as the GP GTP i had before. it's $83 a month but Michigan is a "No Fault" insurance state which means the good drivers (i've had 1 ticket and no accidents in 25 years) pay for the bad drivers.
NEARING87
10-14-2009, 07:21 PM
$150 a month for just the GTO with USAA.
GeneralPatton
10-16-2009, 07:11 PM
what do you fellas pay for your GTO a year insurance wise..
im 20 years old, researching owning a 05-06 GTO by time im ready to get one ill be 21, 2 points on my license for a nonsense violation that i was told wouldn't affect my insurance rates, and i live on Long Island NY
I'm 20 years old in Capital Region, NY and pay $140/month for my 04 GTO. Funny, my previous Hyundai was $160/month. :D
ZTwentyAteU
10-25-2009, 03:41 AM
I pay 167 a month through travelers for full coverage.. I'm told it will go down significantly in Feb from a previous claim (was in a wreck, they paid medical). I have a clean record, no tickets, wish I was like some and on parents insurance!
i'm 23 almost 24
Kaftan
11-22-2009, 02:46 AM
Just traded in my '99 Trans Am for this '05 GTO last week, and my insurance inched up to $113/mo from $106/mo, full coverage $1000 deductible. I'm 23 and waiting for that age 25 discount!
bondosgto
11-22-2009, 01:56 PM
Just traded in my '99 Trans Am for this '05 GTO last week, and my insurance inched up to $113/mo from $106/mo, full coverage $1000 deductible. I'm 23 and waiting for that age 25 discount!
who is your company? the insurance drop at 25 is a myth, its 21
Mr. Black
11-22-2009, 03:47 PM
There are so many variable to this it is not funny. I don't even know where to begin.
So I will just throw out another number like the rest of you guys.
100 bucks a month full coverage low deductables and way above state minimums.
And more my generation the 25 thing was no myth. Nor was getting married.
One thing that has been a myth to me, Tickets have NEVER raised my insurance in over 20 years of driving.
Kaftan
11-22-2009, 09:42 PM
who is your company? the insurance drop at 25 is a myth, its 21
I get mine through a State Farm agent (in MT) - my premium has actually been decreasing every year since I've been driving, so it wouldn't surprise me all that much if the 25 thing was a myth.
Saturate15
11-23-2009, 11:51 PM
My insurance goes up often. It's getting old. It went up from like $45 of $67 on the GP. then when I got the GTO it went to $80 something, then to $95 (monthly) and now sitting at $105. I wonder if it will ever stop going up.
bondosgto
11-24-2009, 03:01 AM
My insurance goes up often. It's getting old. It went up from like $45 of $67 on the GP. then when I got the GTO it went to $80 something, then to $95 (monthly) and now sitting at $105. I wonder if it will ever stop going up.
nope. not till you get rid of the goat or die. it does not help that kids keep wrecking them