I was asleep as any normal person would be at 3:00am and I wake up to a loud noise. My wife's 07 Elantra was ran into by a guy that fell asleep at the wheel. My car was forced up the curb and rolled into my yard. I don't know how fast he was going but it totaled his car and they said it did 6100 worth of damage to mine, which to me is totaled, but not to them. The car was about 15 feet up and got moved back. I am going to try my hardest to get this thing totaled out, does anyone have any ideas? If I can't get it totaled, is there some sort of claim I can do to receive some money on the loss of money that I would not receive due to the accident?
Also, how the fuck would a car in PARK fucking roll without breaking the CV axle or transmission itself?
EDIT: BTW, the guy doesn't have insurance if that makes it any better
__________________
Ebay Turbo Kit l Cam l Moser 9" l th400 swap in progress
If the Camaro would have been parked there, I believe I would have went to jail or there would have been another tick mark on the airbag casualty list.
__________________
Ebay Turbo Kit l Cam l Moser 9" l th400 swap in progress
Go talk to the shop. You can always get a second estimate somewhere else too.
__________________ Just because you just dropped a lot of money into your car doesn't really have an effect on what it's worth. Obviously there's exceptions, but your car isn't worth $20k just because you've put $25k into it over the years. Same applies to my budget, or what you owe.
A car is worth what someone is willing to pay: nothing more, nothing less.
Go talk to the shop. You can always get a second estimate somewhere else too.
It's a weird situation. The car was brought to them and they already took parts off to assess the damage. USAA is sending out someone to look it over
Quote:
Originally Posted by Noxious
No insurance??? I'd be pissed off.
He's goin to be in some shit. The Navy tends to look out for the Navy. We are both in the Navy and he lied to his LPO and they are going to make him get a loan to pay off what ever the amount is. He is also going to have to pay my deductable
__________________
Ebay Turbo Kit l Cam l Moser 9" l th400 swap in progress
Honestly, I can give two shits about the dude. I just want my damn car totaled. My gap insurance will pay the deductable which is 200 bucks for the uninsured motorists property damage.
__________________
Ebay Turbo Kit l Cam l Moser 9" l th400 swap in progress
I know someone is an insurance adjuster and can help me out. It's not like I'm asking for a miracle. I've had insurance for over 8 yrs and never had to use it. The one time I need it, I get the damn shaft.
__________________
Ebay Turbo Kit l Cam l Moser 9" l th400 swap in progress
If it doesn't have frame damage your fucked. That car would be so easy of a repair, all you need is a door, fender and a few suspension pieces. Our body shop could probably fix that car for $1000-$2000 paint and everything.
__________________ They said a 16 year old kid couldn't restore a Trans Am... 325hp, 435rwtq.. Shouldn't have sold it. New car Red 99 WS6 catback, gears, intake and 12 bolt.
I know someone is an insurance adjuster and can help me out. It's not like I'm asking for a miracle. I've had insurance for over 8 yrs and never had to use it. The one time I need it, I get the damn shaft.
Don't feel alone. The SAME EXACT fucking thing happened to me. The one time I go to use it and I get the big fat fuck you. The adjuster was a complete moron and I wanted to punch his ass in the face. They didn't do shit for me... so fuck all insurance companies until one comes to my aid next time I need them.
When I wrecked my old camaro, I wrecked that mofo. Had to get a tow truck to peel it off the pole. No one died, but in my mind I was getting a fat check lol
If it doesn't have frame damage your fucked. That car would be so easy of a repair, all you need is a door, fender and a few suspension pieces. Our body shop could probably fix that car for $1000-$2000 paint and everything.
Negative, there is frame damage. If you read the first post, the estimate is 6100, good job at just looking at pictures like a child.
Quote:
Originally Posted by 1badWS6
Don't feel alone. The SAME EXACT fucking thing happened to me. The one time I go to use it and I get the big fat fuck you. The adjuster was a complete moron and I wanted to punch his ass in the face. They didn't do shit for me... so fuck all insurance companies until one comes to my aid next time I need them.
Pretty fucked up. I'm just going to keep bitching, and bitching, and bitching, and bitching. We'll see where it goes on Monday I guess. I should have stayed with Geico, there is always someone there you can bitch at, not at USAA
__________________
Ebay Turbo Kit l Cam l Moser 9" l th400 swap in progress
Continuously bring up the frame damage with whoever you speak to. If they are already deeming it not a totaled car, the frame damage will be the only thing to lean on that could possibly get them to change their tune.
__________________ '99 T/A (It's a Trans Am, you've seen them.)
It's Crime Fighting Time.
Continuously bring up the frame damage with whoever you speak to. If they are already deeming it not a totaled car, the frame damage will be the only thing to lean on that could possibly get them to change their tune.
I don't know if it is considered the frame or not, but the pillar that the door mounts too is mangled and twisted.
__________________
Ebay Turbo Kit l Cam l Moser 9" l th400 swap in progress
I would imagine 6100 is a total for your year car, unless you've put stated value coverage on it. I can't imagine the retail value for your car being clean over 7K since its a 98.
I would imagine 6100 is a total for your year car, unless you've put stated value coverage on it. I can't imagine the retail value for your car being clean over 7K since its a 98.
Did you not read anything or look at the pictures??
__________________
Ebay Turbo Kit l Cam l Moser 9" l th400 swap in progress
3:00am + loud noise = bad morning, Insurance Gurus, Step In! 
Same applies to my budget, or what you owe.
They said a 16 year old kid couldn't restore a Trans Am... 325hp, 435rwtq.. Shouldn't have sold it. New car Red 99 WS6 catback, gears, intake and 12 bolt. 
