has anybody ever made a "Claim" on their insurance?

A-Bomb · 09-06-2007, 11:00 PM

i have a couple dings and would like to get the car repainted. i haven't made a claim in over 6 years. do i have to have an accident or what?

indigo28 · 09-06-2007, 11:10 PM

no, but make sure those "dings" cost more than your comprehensive deductible is all...

A-Bomb · 09-06-2007, 11:12 PM

well, my main concern is that my roof is bubbling and i was hoping they might cover that. does anybody know or ever tried to get that covered?

indigo28 · 09-06-2007, 11:15 PM

It Would Have To Be Vandalism, I.e Keyed, Scratched, Etc...not Just Bubbling. That Wouldnt Be Covered, I Work For Allstate

Donohue96M6Z28 · 09-06-2007, 11:52 PM

Quote:

Originally Posted by A-Bomb

well, my main concern is that my roof is bubbling

check out this thread...
http://ls1tech.com/forums/showthread.php?t=308546

goodluck.

A-Bomb · 09-07-2007, 12:33 AM

Quote:

Originally Posted by indigo28

It Would Have To Be Vandalism, I.e Keyed, Scratched, Etc...not Just Bubbling. That Wouldnt Be Covered, I Work For Allstate

if for some odd reason my car got beat up (roof)? would it be covered then? replacing the roof that is?

Phlip00WS6 · 09-07-2007, 03:36 AM

I would imagine so... the rates may go up on you though.

AGRV8D · 09-07-2007, 07:47 AM

Why not just take it to Richey Coliision and have them fix it for you. Probably be cheaper

SSAUTOCHROME · 09-07-2007, 01:44 PM

Use the recall info. for the bubbles. You are responsible for the rest as wear/tear on your car. Insurance claims are not for "my car is naturally falling apart".

Shackleford · 09-07-2007, 04:08 PM

Wait a second. I just found out I have "vandalism" coverage on my car. My stereo was stolen out of my car a few months ago. Is there anything I can do about it now?

Mike96z · 09-07-2007, 05:14 PM

sucks, bubbles are in my 96 too haha.

indigo28 · 09-07-2007, 05:16 PM

yes, but what do you mean by stereo? like just the factory cd palyer or a cd player, or an entire system, i.e speakers amps, etc----if it is just the cd player, then you can go under your comprehensive coverages, and again, just make sure your cd palyer is worth more than your deductible....as for a system it depends on your insurance carrier, but in most cases you may have to file under your renters or homeowners insurance, since theses are things that did not come with the vehicle from factory, and are considered personal property items...

Shackleford · 09-07-2007, 05:25 PM

Quote:

Originally Posted by indigo28

yes, but what do you mean by stereo? like just the factory cd palyer or a cd player, or an entire system, i.e speakers amps, etc----if it is just the cd player, then you can go under your comprehensive coverages, and again, just make sure your cd palyer is worth more than your deductible....as for a system it depends on your insurance carrier, but in most cases you may have to file under your renters or homeowners insurance, since theses are things that did not come with the vehicle from factory, and are considered personal property items...

It was an aftermarket JVC CD player. It's only worth $120 new, and I think the deductible is $200. So, it wouldn't be worth it.

indigo28 · 09-07-2007, 05:31 PM

there ya go then, i just had mine stolen too, but oh well, im just gonna throw an in dash to replace it, and keep my car at my sisters in storage (garage kept)from now on...